Straightforward Credit Care
Every credit situation is different, so every program is scoped to you. Here's how our options compare — your free consultation will confirm which one fits.
Credit Audit
One-Time
Understand exactly where you stand.
- Full review of all three credit reports
- Identification of negative and inaccurate items
- Written summary of what can be addressed
- Personalized action plan
- One-on-one walkthrough call
Credit Repair Program
Monthly
Our most popular path to a stronger score.
- Everything in the Credit Audit
- Ongoing dispute filing and follow-up
- Creditor and bureau correspondence handled for you
- Monthly progress updates
- Credit education as we work
- Cancel anytime — no long-term contract
Credit Maintenance
Monthly
For healthy scores that need protecting.
- Continuous credit monitoring
- Alerts on changes and new activity
- Utilization guidance and score optimization
- Periodic check-ins and strategy review
- Support when you're ready to finance
Program pricing is confirmed during your free consultation based on the condition of your reports and the scope of work involved. No obligation, no pressure.
What Shapes Your Program
Number of Negative Items
More accounts to challenge means more correspondence and follow-up work.
Number of Bureaus Involved
An item reported to all three bureaus takes three separate disputes.
How Long You Stay
Credit repair is a process measured in months, not days. Most clients see movement within the first cycle.
Not Sure Which Program Fits?
Tell us about your goals and we'll recommend the right starting point — free, with no obligation.